The Bureau also proposed to delete the example of credit rating score as a proxy for just a transaction's conditions or disorders in existing remark 36(d)(1)-2. The proposal defined that this instance designed uncertainty for creditors and loan originators and didn't adequately reflect the Bureau's proposed treatment method of proxies. https://laneouhrm.blogsmine.com/35985490/new-step-by-step-map-for-2013-loan